Benoit Diaz LLC
Attorneys at Law
Benoit Diaz LLC specializes in Employee Benefits
and related taxation issues.  

We assist private and governmental plan sponsors in all
areas of employee benefits and payroll compliance,
including:

Health and Welfare Benefit Compliance

  •   ERISA
  •   HIPAA (including Privacy, Security, Non-
        discrimination and Portability provisions)
  •   COBRA
  •   Claims Administration
  •   Fiduciary Responsibilities
  •   Severance Benefits
  •   Life, Disability and Long Term Care
  •   Executive and Retiree Health Benefits
  •   Employment Taxes and Payroll
  •   Individual Employment Agreements
  •   Section 409A Compliance Issues
  •   VEBA Trusts and Health Plan Funding Mechanisms
  •   IRS and DOL Investigations

Retirement Benefit Compliance

  •   Defined contribution plan design and compliance
     -- Section 401(k) plans
     -- Section 457 plans
     -- Section 403(b) plans
  •   Defined benefit plan design and compliance
  •   Fiduciary duties
  •   Claims administration
  •   Employment taxes and Payroll
  •   Individual employment agreements
  •   Section 409A compliance issues

We assist Brokers, Agents, and Third Party Administrators
with all areas of benefits design and compliance, including:

  •   State and Federal Health Plan Compliance Issues
  •   HIPAA Privacy, Security and Portability (where
        applicable)
  •   Employment Taxes
  •   Section 125 compliance
  •   Section 105(h) and 125 Non-discrimination Testing
  •   Testing for Dependent Care Assistance Plans
  •   Design and compliance for HRAs, HSAs and FSAs

We assist Insurance Companies with multiple areas of
benefits design and compliance, including:

  •   Network design, creation and administration
  •   HIPAA Privacy, Security and Portability compliance
  •   Claims Procedures and Fiduciary Compliance
  •   New product development
  •   State Department of Insurance compliance

We assist banks and financial institutions with design and
compliance issues involving:

  •   Health Savings Accounts (HSAs)
  •   Health Reimbursement Accounts (HRAs)
  •   Debit cards and electronic claims payment systems